Help People Get Out of Debt–Idea #4
Dr. Joyce Brothers quipped: “Credit buying is much like being drunk. The buzz happens immediately, and it gives you a lift. The hangover comes the day after.”
And so it is that 50.2 million households in America are “hung over” with an average total tab of $15,799.* How many of them are in your church? Do you think debt drags them down spiritually? Do you think monthly credit card payments affect their freedom to give to the Lord’s work?
Proverbs 22:7 warns “The rich rule over the poor, and the borrower is slave to the lender.” Jesus told us plainly “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and Money” (Mt. 6:24). So, someone carrying credit card debt has a loyalty dilemma. When part of the paycheck is obligated to the lending company, then the creditor is not 100% free to give all to God.
Here’s the positive way to look at it: The freer your people are from debt, the more responsive they can be toward God. Help your people get out of debt and you will remove a major roadblock to their spiritual growth and maturity.
Dave Ramsey’s Financial Peace University is hugely popular in evangelical churches right now. Crown ministries has tons of practical biblical resources available for Christians of all age groups. Here at EXCEL, we offer the Dollars & $ense™ seminar to help Christians find the freedom of living by the seven principles of Managing Money God’s Way. (Check it out here.) Whatever course you choose, do something this year to help your people get out of debt. The sooner you do, the sooner they will break free from the bondage of debt. The sooner they break free, the sooner they will know the full freedom that being debt-free brings.
*Ben Woolsey and Matt Schulz, www.creditcards.com
© Linden D. Kirby, Excel Ministries, Inc. 2012. All rights reserved.